Process & Pricing
Our Process
At Elessar Financial, we’ve refined our process to bring structure, clarity, and confidence to your financial journey. From our first conversation to the moment your plan takes shape, every step is designed to help you make informed, values-aligned decisions with last impact.
I
DISCOVER
Every client relationship begins with a conversation. This is our opportunity to understand what matters most to you. Whether you’re focused on starting a family, buying a home, building or growing a business, or planning for retirement, this first meeting helps us define where you are and where you want to go as we explore your goals, values, and financial landscape.
II
DESIGN
III
IMPLEMENT
Once your plan is ready, we’ll review it together in a clear, actionable format covering the three main phases of a financial journey: accumulation, preservation, and distribution. We’ll walk through your recommendations at a high level and discuss how each element connects back to your goals.
If you decide to move forward we will begin implementing your plan, introducing our specialists (such as CPAs, attorneys, and insurance professionals) as needed,
IV
REFINE
After we’ve met, our team begins building your customized plan. This includes an assessment of your current financial situation, goal alignment, and recommendations for improvement. During this phase, we’ll outline key strategies around cash flow and budgeting, investments and risk management, protection and insurance planning, retirement readiness, and estate and legacy considerations
Financial planning is an ongoing process, not a one-time event. As your life evolves, your strategy should evolve with it. Through regular review meetings, we'll assess progress, revisit priorities, and make thoughtful adjustments where appropriate. These conversations help ensure your plan remains aligned with your goals and continues to support the future you're working to build.
Pricing
Our ongoing planning relationships are structured as a simple monthly membership. The monthly rate is determined by household income and complexity of needs, with most clients falling within a range of $50 to $500 per month.
Clients who maintain a qualifying level of assets under management with our team enjoy ongoing financial planning and advisory services at no additional cost.
All planning relationships begin with a one-time onboarding fee, which is credited toward your first month when you choose to continue as a client.
First Steps
Our process begins with a complimentary call, where we’ll take time to get to know each other and for you to gain clarity on how we can support your financial success. During this call we will:
Introduce our philosophy and approach to financial advising
Walk you through our process from start to finish
Discuss your short- and long-term financial goals
Gather high-level financial details to build a preliminary strategy
Outline the next steps in working together
All introductory and preliminary planning meetings are provided at no cost, ensuring you have the time and space to make informed decisions with confidence.